What is UMP?
When homeowners owe more on their mortgage than their home is worth, they have negative equity. This situation is sometimes referred to as an “underwater” mortgage. The Underwater Mortgage Protection (UMP) policy is a first-of-its-kind …
Underwater Mortgage Protection is currently available in several states in the U.S. and will expand into the remaining markets. View our map to see if UMP is currently available in your home state.