Underwater Mortgage Protection (UMP) was created to help homeowners who, in the future, might owe more on their mortgage than their home is worth when they want or need to sell.
Underwater Mortgage Protection (UMP) allows homeowners to avoid the risk of seeing the equity in their homes potentially vanish and ending up trapped in a home worth less than their mortgage.
Get a quote today to determine your mortgage eligibility, state availability and price for Underwater Mortgage Protection (UMP) coverage.
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What is UMP?

When homeowners owe more on their mortgage than their home is worth, they have negative equity. This situation is sometimes referred to as an "underwater" mortgage. The Underwater Mortgage Protection (UMP) policy is a first-of-its-kind …


Underwater Mortgage Protection is currently available in several states in the U.S. and will expand into the remaining markets. View our map to see if UMP is currently available in your home state.


(As seen on CNBC, NY Times, Denver Post)

The New York Times

"A life Vest for Borrowers"

The Denver Post

"New insurance offers lifeline against negative equity"

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(866) 568-3559

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