Underwater Mortgage Protection (UMP) was created to help homeowners who might owe more on their mortgage than their home is worth when they want or need to sell.
For the first time, Underwater Mortgage Protection (UMP) allows homeowners to protect themselves from the financial and personal trauma of being trapped in a home worth less than their mortgage.
Get A Quote today to determine your mortgage eligibility, state availability and price for Underwater Mortgage Protection (UMP) coverage.
Quick Quote
Get Quote

What is UMP?

When homeowners owe more on their mortgage than their home is worth, they have negative equity. This situation is sometimes referred to as an "underwater" mortgage. The Underwater Mortgage Protection (UMP) policy is a first-of-its kind ...


Underwater Mortgage Protection is currently available in several states in the U.S. and is rapidly expanding into the remaining markets. View our map to see if Ump is currently available in a market near you.


(As seen on CNBC, NY Times, Denver Post)

The New York Times

"A life Vest for Borrowers"

The Denver Post

"New insurance offers lifeline against negative equity"

Contact Us

(877) 319-1823

By clicking the "Get Quote" button, I am providing my electronic signature expressly authorizing AmTrust Insurance Company of Kansas, Inc. or one of its affiliates to contact me by telephone (including an automatic telephone dialing system or artificial/prerecorded voice) at the home or cell phone number above to provide info regarding the Underwater Mortgage Protection offer. I understand that I am not required to sign or agree to this as a condition to purchase.

Submit No